Send your video, pictures and story ideas

Have you got a good story? BBC News wants to hear from you.

news.bbc.co.uk

Risky operation

Surgery on conjoined twins has a long history

news.bbc.co.uk

Famous dates quiz

Guy Fawkes plotted on the 5th but what was the year?

news.bbc.co.uk

Species discovery

Scientists complete their first full account of polar life

news.bbc.co.uk

MP raid police 'had no warrant'

Commons Speaker Michael Martin expresses regret as he reveals the police raid on an MP's office took place without a warrant.

news.bbc.co.uk

US presses Pakistan over Mumbai

US Secretary of State Condoleezza Rice says Pakistan must "co-operate fully" to bring Mumbai's attackers to justice.

news.bbc.co.uk

England set to resume India tour

England's cricketers will fly to Abu Dhabi on Thursday ahead of resuming their tour of India - if happy with security assurances.

news.bbc.co.uk

Organised chaos

How were Thai protesters able to strike at Bangkok?

news.bbc.co.uk

Snow forecast for much of Britain

Some parts of northern Britain could see snowfalls of 20cm (7.8in), while the south could see heavy rain, forecasters warn.

news.bbc.co.uk

Doctor 'a swot, not a terrorist'

A doctor accused of funding a terrorist plot would not have been wanted in the gang, his barrister says.

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Beware. Triffids!

Why the enduring love affair with man-eating plants?

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Richardson gets US commerce nod

US President-elect Barack Obama names New Mexico Governor Bill Richardson to be his commerce secretary.

news.bbc.co.uk

Live text - Wednesday's football

Man Utd host Blackburn while holders Tottenham are at Watford in Wednesday's Carling Cup quarter-finals, as Man City play PSG in the Uefa Cup.

news.bbc.co.uk

Still simmering

Nato deal papers over deep divisions in the alliance

news.bbc.co.uk

Appeal over car ice-scrape woman

A man pleads for help to find the thief who stole his wife's car as she was scraping ice off it and then ran her over.

news.bbc.co.uk

Decommissioning deadline extended

The secretary of state announces loyalist paramilitaries will have another year to decommission their weapons.

news.bbc.co.uk

Bus shelter replaces stable in Christmas story

An artist's image of the nativity, replacing the stable with a dirty urban bus shelter, is unveiled as part of a Church campaign.

news.bbc.co.uk

Sports handed London 2012 budgets

Basketball, synchronised swimming and taekwondo are the big winners in UK Sport's Olympic 2012 funding programme - but athletics and shooting lose out.

news.bbc.co.uk

Lily savaged? Entertainer Paul O'Grady's adder mishap

Chat show host Paul O'Grady suffers a bite after being attacked by an adder at his home in Kent.

news.bbc.co.uk

Nations sign cluster bomb treaty

The first of more than 100 countries begin signing a treaty which will ban current designs of cluster bombs.

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Conjoined twin dies after surgery

Hope, one of the conjoined twins who was separated at London's Great Ormond Street Hospital, has died, the hospital says.

news.bbc.co.uk

Forecasters issue blizzard alert

Blizzards and drifting snow is predicted for the western half of Scotland throughout the night and into Thursday.

news.bbc.co.uk

Cheap drinks promotions face ban

"All you can drink" promotions in pubs and bars would be banned under government plans in the Queen's Speech.

news.bbc.co.uk

Baby television death accidental

A 13-month-old boy died from his injuries after he pulled a television on top of himself, an inquest hears.

news.bbc.co.uk

Brown unveils mortgage help plan

People made redundant will be able to defer part of their mortgage payments for up to two years, Gordon Brown says.

news.bbc.co.uk

 World Catalog > Home > Personal Finance > Money Management > Credit > Counseling and Repair > Non-Profit Counseling

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World Catalog > Home > Personal Finance > Money Management > Credit > Counseling and Repair > Non-Profit Counseling

Non-Profit Counseling:

Advantage Credit Counseling Service

Offers non-profit debt management and credit counseling services nationwide.

http://www.advantageccs.org/

Graand

Free Classified Ads Portal

www.graand.com

Advantage Debt Management of America

Internet division of Cincinnati Credit Counseling Services.

http://www.helpwithbills.org

Alliance Credit Counseling

Non-profit credit counseling organization offers nationwide services.

http://www.knowdebt.org/

American Association of Debt Management Organizations

National trade association for the debt management and credit counseling industry.

http://www.aadmo.org

American Consumer Credit Counseling

National non-profit credit counseling agency offers financial education and debt consolidation.

http://www.consumercredit.com/

American Credit Foundation

Organization providing credit counseling and budgeting help.

http://www.debtguru.com

American Debt Solutions

Offers credit card debt consolidation.

http://www.adshq.org

American Family Credit Counseling

Bonded and AICCA member credit counseling organization.

http://fordebt.org

American Financial Solutions

Non-profit organization offers credit counseling and educational programs.

http://myfinancialgoals.org/

Ammend Credit Counseling

National non-profit credit counseling agency with consultations 24 hours a day, 7 days a week.

http://www.ammend.org/

Association of Independent Consumer Credit Counseling Agencies

Directory of non-profit counseling organizations meeting membership standards.

http://www.aiccca.org/

Auriton Solutions

USA national non-profit credit counseling agency providing free consultation and education for debt relief.

http://www.auritonnew.org

Big Solutions, Inc.

Accredited debt management and credit counseling organization.

http://www.mybsi.org

CCCS of Orange County, California

Non-profit counseling agency based in Orange County, California.

http://www.cccsoc.org

CCCS of Central New York

Non-profit credit counseling agency based in Syracuse, New York.

http://www.cccscny.org/

CCCS of Delaware Valley

Non-profit counseling agency serving Philadelphia and the Delaware Valley.

http://www.cccsdv.org

CCCS of New Hampshire and Vermont

Non-profit agency serving New Hampshire and Vermont.

http://www.cccsnh-vt.org

CCCS of the Inland Northwest

Non-profit agency serving eastern Washington and northern Idaho.

http://www.got-debt.com

Christian Credit Counseling Centers

Houston based organization that accepts secured debt on their plan.

http://www.debtkiller.com

Christian Credit Counseling Service

Non-profit division of Christian Asset Resource Educational Services based in Tulsa, OK.

http://www.christiancreditcounsel.com/

Christian Credit Counselors

Debt counseling from a Christian organization.

http://www.christianccc.org/

Clear Blue Debt Solutions

Non-profit agency offering Debt Management Programs.

http://www.clearbluedebtsolutions.com

ClearPoint Financial Solutions

National non-profit agency offering credit counseling, debt management and other financial services.

http://www.clearpointfinancialsolutions.org

Community Credit Counseling Services

Non-profit organization helping individuals and families become financially independent by paying off debt and learning financial management strategies.

http://www.community-credit.org

Consolidated Credit Counseling Services, Inc.

Non-profit organization offers debt counseling and financial education services across the USA.

http://www.consolidatedcredit.org/

Consumer Budget Counseling

Non-profit organization offers credit counseling services nationwide.

http://www.debtreduction.org/

Consumer Credit and Budget Counseling

Non-profit agency offering consumer credit counseling.

http://www.cc-bc.com/

Consumer Credit Counseling of Greater Dallas, Inc.

CCCS of Dallas is a non-profit community service helping consumers avoid bankruptcy through education and counseling.

http://www.cccs.net

Consumer Credit Counseling Service of Atlanta

Services Atlanta area and also West Palm Beach, FL.

http://www.cccsatl.org/

Consumer Credit Counseling Service of Central Florida and the Florida Suncoast

Non-profit counseling.

http://www.cccscfl.com/

Consumer Credit Counseling Service of Coons-Curry

Oregon headquartered NFCC member counseling organization.

http://www.cccscoos.org

Consumer Credit Counseling Service of Greater Fort Worth

Debt counseling services for the Greater Fort Worth, Lubbock, Central Texas areas.

http://www.cccsfw.org

Consumer Credit Counseling Service of Los Angeles

Non-profit one-on-one counseling and education.

http://www.cccsla.org/

Consumer Credit Counseling Service of Maryland and Delaware

Offers community education, budget counseling and debt repayment programs.

http://www.cccs-inc.org

Consumer Credit Counseling Service of Nevada

Non-profit organization offering free credit counseling.

http://www.cccsnevada.org

Consumer Credit Counseling Service of New Jersey

New Jersey's oldest non-profit credit counseling agency.

http://www.cccsnj.org

Consumer Credit Counseling Service of San Francisco

Accredited Non-profit firm. Required certification for all staff counselors.

http://www.cccssf.org

Consumer Credit Management, Inc.

Non-profit credit counseling agency located in Farmington Hills, MI.

http://www.ccmcanhelp.com

Consumer Credit Management Services

Non-Profit credit counseling organization offering financial planning, education and debt relief.

http://www.debt-mgt.org

Consumer Debt Management Northeast

Offers a consolidation program for clients with debts.

http://cdmn.org/

Consumer Financial Education Foundation of America

Accredited (AICCCA) non-profit providing consumer credit couseling and financial education. Based in Alabama

https://www.cfefa.org/

Cook County Consolidation

Accredited Chicago area debt counseling firm.

http://www.cookconsolidation.com

Credit Advisors Foundation

Services include budget balancing and bill consolidation.

http://www.creditadvisors.org

Credit Advocates Counseling Corp

Licensed and accredited not-for-profit organization offering credit counseling services.

http://www.creditadvocates.com/

Credit Card Management Services, Inc.

Non-profit debt consolidation and credit counseling organization.

http://www.debthelper.com/

Credit Counseling of Arkansas

Non-profit counseling agency with locations throughout Arkansas.

http://www.ccoacares.com/

Credit Counseling of Western PA

Local non-profit that offers money management counseling and educational resources for budget, housing and credit counseling.

http://www.cccspa.org

Credit Debt Counseling

Non-profit consumer credit & debt management organization formed in 1974.

http://www.credit.org

Credit Network

Maryland based non-profit debt counseling organization.

http://www.needhelpwithbills.com

CreditGuard of America

Non-profit credit counseling agency based in Boca Raton, Florida.

http://www.creditguard.org

Debt Counseling Corp.

Non-profit organization features credit card consolidation.

http://www.debtcounselingcorp.com/

Debt Reduction Services

Debt management assistance with locations throughout the US.

http://debtreductionservices.com/

Debt Wave Credit Counseling

Offers non-profit credit counseling and management services.

http://www.debtwave.com/

Debt-Free America

Offering free debt management and credit counseling nationwide.

http://www.debtfreeamerica.com

DebtServe

Provides nationwide debt management services and educational materials.

http://debtserve.org

Delray Credit Counseling

Company assists consumers with budget planning and credit counseling.

http://www.delraycc.com

A Family Budget Counseling, Inc.

New York based non-profit credit counseling organization.

http://www.afamilybudget.com

Family Credit Counseling Service

Non-denominational Christian credit counseling agency.

http://www.familycredit.org/

Family Financial Education Foundation (FFEF)

Non profit based in Wyoming doing credit counseling

http://www.ffef.org

Family Life Resources

Accredited non-profit christian credit counseling agency.

http://www.flrministry.com/

Genesis Financial Management

Non-profit credit counseling agency open 7 days a week.

http://www.yourgfm.com

Granite Lake Educational Resources

Nonprofit agency approved to provide both pre-filing credit counseling & post-filing debtor education courses for bankruptcy filers.

http://www.backtogo.org/

GreenPath Debt Solutions

Servicing AR, IL, MI, NY, WI and NJ.

http://www.greenpath.com/

Harbour Credit Counseling

Provides non-profit credit counseling and debt management services to families across the United States.

http://www.40debts.org

InCharge Debt Solutions

Nationwide debt management and credit counseling services. AICCCA member.

http://www.incharge.org/

IPayDebt Financial Services

Offers to negotiate lower interest rates and smaller monthly payments.

http://www.ipaydebt.com/

Julian Credit Management

Non-profit organization offers credit counseling services nationwide.

http://www.juliancredit.com/

Metropolitan Debt Solutions

Non-profit credit counseling service.

http://www.debtmanagers.com/

Money Management International

A full-service credit counseling service agency.

http://moneymanagement.org/

Myvesta

Non-profit group providing help, programs, and solutions for difficult financial problems.

http://myvesta.org/

The National Foundation for Credit Counseling

Non-profit agency offering consumer education.

http://www.nfcc.org

Novadebt

Organization provides credit counseling, housing counseling, budgeting, and financial education to consumers in need.

http://www.novadebt.org

Pioneer Credit and Debt Consolidation

Bonded, non-profit credit counseling company offering a debt management program nationwide.

http://www.pioneercredit.com

Trinity Debt Management

Ohio based, non-profit counseling agency offering services nationwide.

http://www.trinitycredit.org/

U.S. Trustee Program/Dept. of Justice - Credit Counseling Search

Credit counseling agencies approved by DOJ for pre bankruptcy counseling.

http://www.usdoj.gov/ust/eo/bapcpa/ccde/cc_approved.htm

Visual Credit Counseling

Non-profit organization offers consumer credit counseling.

http://www.visual-credit-counseling.org/

Yes We Can Foundation

Canadian organization offering counseling and financial education to single mothers.

http://www.yeswecanfoundation.com

Beware. Triffids!

Why the enduring love affair with man-eating plants?

news.bbc.co.uk

Send your video, pictures and story ideas

Have you got a good story? BBC News wants to hear from you.

news.bbc.co.uk

England set to resume India tour

England's cricketers will fly to Abu Dhabi on Thursday ahead of resuming their tour of India - if happy with security assurances.

news.bbc.co.uk

Richardson gets US commerce nod

US President-elect Barack Obama names New Mexico Governor Bill Richardson to be his commerce secretary.

news.bbc.co.uk

US presses Pakistan over Mumbai

US Secretary of State Condoleezza Rice says Pakistan must "co-operate fully" to bring Mumbai's attackers to justice.

news.bbc.co.uk

Nations sign cluster bomb treaty

The first of more than 100 countries begin signing a treaty which will ban current designs of cluster bombs.

news.bbc.co.uk

Cheap drinks promotions face ban

"All you can drink" promotions in pubs and bars would be banned under government plans in the Queen's Speech.

news.bbc.co.uk

Forecasters issue blizzard alert

Blizzards and drifting snow is predicted for the western half of Scotland throughout the night and into Thursday.

news.bbc.co.uk

Appeal over car ice-scrape woman

A man pleads for help to find the thief who stole his wife's car as she was scraping ice off it and then ran her over.

news.bbc.co.uk

MP raid police 'had no warrant'

Commons Speaker Michael Martin expresses regret as he reveals the police raid on an MP's office took place without a warrant.

news.bbc.co.uk

Bus shelter replaces stable in Christmas story

An artist's image of the nativity, replacing the stable with a dirty urban bus shelter, is unveiled as part of a Church campaign.

news.bbc.co.uk

Famous dates quiz

Guy Fawkes plotted on the 5th but what was the year?

news.bbc.co.uk

Decommissioning deadline extended

The secretary of state announces loyalist paramilitaries will have another year to decommission their weapons.

news.bbc.co.uk

Conjoined twin dies after surgery

Hope, one of the conjoined twins who was separated at London's Great Ormond Street Hospital, has died, the hospital says.

news.bbc.co.uk

Lily savaged? Entertainer Paul O'Grady's adder mishap

Chat show host Paul O'Grady suffers a bite after being attacked by an adder at his home in Kent.

news.bbc.co.uk

Brown unveils mortgage help plan

People made redundant will be able to defer part of their mortgage payments for up to two years, Gordon Brown says.

news.bbc.co.uk

Snow forecast for much of Britain

Some parts of northern Britain could see snowfalls of 20cm (7.8in), while the south could see heavy rain, forecasters warn.

news.bbc.co.uk

Organised chaos

How were Thai protesters able to strike at Bangkok?

news.bbc.co.uk

Risky operation

Surgery on conjoined twins has a long history

news.bbc.co.uk

Live text - Wednesday's football

Man Utd host Blackburn while holders Tottenham are at Watford in Wednesday's Carling Cup quarter-finals, as Man City play PSG in the Uefa Cup.

news.bbc.co.uk

Doctor 'a swot, not a terrorist'

A doctor accused of funding a terrorist plot would not have been wanted in the gang, his barrister says.

news.bbc.co.uk

Species discovery

Scientists complete their first full account of polar life

news.bbc.co.uk

Baby television death accidental

A 13-month-old boy died from his injuries after he pulled a television on top of himself, an inquest hears.

news.bbc.co.uk

Still simmering

Nato deal papers over deep divisions in the alliance

news.bbc.co.uk

Sports handed London 2012 budgets

Basketball, synchronised swimming and taekwondo are the big winners in UK Sport's Olympic 2012 funding programme - but athletics and shooting lose out.

news.bbc.co.uk